WE NOW HAVE TWO OPTIONS FOR LEASING!! SNAP IS NEW AND HAS SOME NICE FEATURES! SEE EACH PAYMENT SOLUTION WEBPAGE FOR DETAILS
How the Leasing works
What do I need to get approved?
• US government-issued photo ID and SS# or ITIN#.
• Three months of history with your current employer or current source of income.
• Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more.
• No NSFs, excessive overdrafts, or negative balances on your current checking account.
How much can I be approved for?
Up to $5,000.
How do I make my payments?
Once you’ve made your initial payment in-store, future payments are automatically deducted directly from your checking account. When do my payments begin? Once delivery has been confirmed and you are in possession of your merchandise, your first lease payment will be scheduled to fall in line with your next pay date.
What if I have more than one source of income?
No problem. The online application allows for more than one income source to be included.
What are my early purchase options?
The 90-day early purchase option allows you to purchase your lease for the Acima Cash Price plus a $X purchase fee. The second early purchase option allows you to pay a discounted portion (usually 65% of the remaining payments owed) in one lump sum at any time after the first 90 days o of the agreement. The full lease term allows you to purchase your lease at the end of the 12-month term without fees or penalties.
*Snap 100 day early purchase option** see snap for details
When will I own the merchandise?
You own the property once you have met any of the above early update options, or once you have made the regularly scheduled payments during the 12-month term.
How much will this cost me?
The cost to acquire ownership depends on whether or not you exercise one of the early purchase options. The 90-Day early purchase option includes a $X purchase fee. The second early purchase option allows you to pay a discounted portion (usually 65% of the remaining payments owed) in one lump sum at any time after the first 90 days of the agreement. If you choose to purchase the lease at the end of the 12-month lease term you will pay approximately two times the invoice amount.
What if I change my mind and want to return my items?
During the first 60 days, returns are allowed at the sole discretion of the retailer, after 60 days you can return the merchandise by contacting Acima to arrange pickup.
Can I check my account online?
Yes, you can conveniently access your account online to view your current lease details or make a payment. Simply visit customer.acima.com to get started.
